This Privacy Policy describes our policies and procedures regarding your interaction with our website for  purchase of services offered on this website and also for either entertainment or educational purpose. We encourage you to read the entire policy before you use or interact with this website. By using this website, You agree to the policy and terms outlined on this page.

1. Interpretation and Definitions

Interpretation

The words in which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in the plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for You to access our Service or parts of our Service.

• Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Floczan Financial

• Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.

• Country refers to: Canada

• Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.

• Personal Data is any information that relates to an identified or identifiable individual.

• Service refers to the Website.

• Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.

• Third-party Social Media Service refers to any website or any social network website through which a User can log in or create an account to use the Service.

• Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

• Website refers to Floczan, accessible from https://floczanfinancial.com

• You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

2. Children's Privacy

Our website is not intended for users under the age of 18 and so if you are below 18 do not interact with this website in any form. We do not knowingly collect personally identifiable information from anyone under the age of 18. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please Contact Us. If We become aware that We have collected Personal Data from anyone under the age of 18 without verification of parental consent, We take steps to remove that information from our servers.

3. Collection and Use of Your Personal Data

In the cause of interacting with this website, you may input your personal data for the services that we offer. We want to state that the personal information you enter is solely for the purpose of identifying or contacting you for the services you opted for. These could be for

1. Purchase transactions

2. Email subscriptions

3. Submitting comments/questions

Some of the personal information which we may collect may include

1. Email Address

2. Name

3. Billing information

4. Use of Your Personal Data

The information you provide to us while requesting our services such as your name and email address may only be used for the following purposes:

• When you opt-in for email notification, we use your personal details to provide you with information on the topics you requested and and information about our paid products that matches your interest.

• To process your purchases on any of our paid product.

• To inform you of any changes about the services we render here.

• To reply to your comments and questions sent to us.

• To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.

• To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information. You can unsubscribe from any of the emails by contacting us

• For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.

If you have questions, further enquiries, concerns, please contact us

5. Other people who may have access to your personal data.

The Personal Data you provide to us is to render services to you however since we work with some third parties, we may have to send this data to them for analyzing and processing.

• Third Parties : This will be for payment processing, Email marketing, Survey and data analysis, product hosting and other website management services. These third parties are bound by law to use these information only for the purpose of rendering the services we employed them for.

• With other users: when You share personal information or otherwise interact in the public areas like our comment section with other users, such information may be viewed by all users and may be publicly distributed outside. If You interact with other users or register through a Third-Party Social Media Service, Your contacts on the Third-Party Social Media Service may see Your name, profile, pictures and description of Your activity. Similarly, other users will be able to view descriptions of Your activity, communicate with You and view Your profile.

• With Your consent: We may disclose Your personal information for any other purpose with Your consent.

6. How we collect and use Visitors Data.

Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data. The purpose of this is to understand how users identify our website and how they use it so that we can serve them better.

7. Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

8. The rights you have over your data

If you have interacted with our website and submitted your information by way of email opt-ins, or have left comments, you have the right to

1. Request to receive an exported file of the personal data we hold about you, including any data you have provided to us.

2. Request that we erase any personal data we hold about you by contacting us. This does not include any data we are obliged to keep for legal, or security purposes.

3. You have the right to request restrictions on the processing of your data and the right to object to the processing of your data.

4. you have the right to be informed of changes to this policy which this page does

9. Transfer of Your Personal Data

Your information, including Personal Data, is held at our controlling office in Canada where our website is created, and also in any other places where our affiliates and parties involved in the processing of our services are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those from Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

10. Disclosure of Your Personal Data

Business Transactions

If we decide to sell this website either through a merger, acquisition, or asset sale, Your Personal Data may be transferred. We will provide you with this notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement

Under certain circumstances, we may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

We may disclose Your Personal Data in the good faith belief that such action is necessary to:

• Comply with a legal obligation

• Protect and defend the rights or property of the Company

• Prevent or investigate possible wrongdoing in connection with the Service

• Protect the personal safety of Users of the Service or the public

• Protect against legal liability

11. Security of Your Personal Data

The personal information you provide is used for rendering requested services to you and such we only send this to our contractors and affiliated organization that needs it in order to process your request and provide the service on our behalf.

Some of our contractors and affiliated organizations may be located outside of your home country; by using this website, you consent to the transfer of such information to them. We will not rent or sell personal information to anyone.

Aside from the information we share with our contractors to deliver your requested service, Your information may also be shared with the government upon request only in the good faith belief that such action is necessary to: Comply with a legal obligation, Protect the property and personal safety of third parties, our company or the public

If you are a registered user of this website and have supplied your email address, we may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with our company.

We may publish request you send to us through comments, email or other social media platform when we believe our response to it will be beneficial to other users. Even though no method of transmission over the Internet, or method of electronic storage is 100% secure, we still strive to use all commercially acceptable measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of your personal data.

12. Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year. If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select "Remember Me", your login will persist for two weeks. If you log out of your account, the login cookies will be removed. If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

These cookies can be blocked by changing your internet browser settings

Here is what Cookies Mean

• Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.

• Flash Cookies. Certain features of our Service may use local stored objects (or Flash Cookies) to collect and store information about Your preferences or Your activity on our Service. Flash Cookies are not managed by the same browser settings as those used for Browser Cookies.

• Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. Learn more about cookies:

We use both Session and Persistent Cookies for the purposes set out below:

• Necessary / Essential Cookies Type: Session Cookies Administered by: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.

• Cookies Policy / Notice Acceptance Cookies Type: Persistent Cookies Administered by: These Cookies identify if users have accepted the use of cookies on the Website.

• Functionality Cookies Type: Persistent Cookies Administered by: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.

13. Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

14. Changes to this Privacy Policy

We may update our Privacy Policy from time to time and changes to this Privacy Policy are effective when they are posted on this page.. We will notify you of any changes by posting the new Privacy Policy on this page. We encourage you to check this page for updates on our privacy policy as your continued use of this website after such changes imply acceptance of our changes.

Contact Us

If you have any questions, enquires or reservations about this Privacy Policy, You can contact us